Fitch predicts further decline in lending rates, NPLs
According to Fitch Ratings, the banking sector’s Net Interest Margin (NIM) declined sharply to 11.4% in August 2025 from 14.8% in January 2025, and recent and future MPR cuts will put further pressure on profitability in 2025-2026. These trends mark the end of a period of particularly wide NIMs, driven...














