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Bank of Ghana intensifies crackdown on illegal lending apps

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The Bank of Ghana (BoG) has stepped up its efforts to combat illegal lending apps that have been using threatening tactics against loan defaulters, aiming to safeguard the integrity of the financial sector. The central bank has made it clear that it is a criminal offense for these apps to intimidate borrowers by threatening to expose their personal data and photographs—a disturbing practice that has, in some cases, led to tragic consequences, including suicides. During the MTN Ghana Mobile Money @15 Fintech Stakeholders’ Forum, Kwame Oppong, Director of Fintech at the BoG, issued a strong warning that the central bank...
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